61038 ZIP Code — Garden Prairie, IL

Boone County, Illinois

ZIP code 61038 is located in Garden Prairie, Illinois, within Boone County. It covers approximately 42.72 square miles and serves a population of 1,233 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 815.

About ZIP code 61038

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $221,000. Owner-occupancy is high at 96%, well above the national average.

Median household income is $94,267. 49% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is sales and office, with construction as the leading industry. The average commute of 26 minutes is near the national average.

College attainment at 14% is below the national average, consistent with a trades and production-oriented local economy.

Overall, ZIP code 61038 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.

1,233

population

42.72

sq mi land

Standard

ZIP type

Central (CT)

timezone

61038 ZIP code map

Cities in ZIP code 61038

Below are the cities the US Postal Service accepts for ZIP code 61038. Using any city not on this list may result in mail delivery delays.

City	Status
Garden Prairie	Acceptable
Garden Prairie	Preferred

Nearby ZIP codes

61008 Belvidere (5 mi) 60152 Marengo (6.6 mi) 61065 Poplar Grove (10.2 mi) 61012 Capron (10.4 mi) 60135 Genoa (10.5 mi) 60145 Kingston (10.8 mi) 60180 Union (11.7 mi) 61112 Rockford (12 mi) 61016 Cherry Valley (12.1 mi) 60033 Harvard (12.3 mi) 61114 Rockford (13 mi) 61108 Rockford (13.3 mi)

Demographics updated 05/2026

Population
Total population	1,233
Population density	29 / sq mi
State FIPS	17
County FIPS	007

Geography
Land area	42.72 sq mi
Water area	0.19 sq mi
Latitude	42.2612
Longitude	-88.7396
Timezone	Central (CT)
Area code	815

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	25.3%	36.3%	37.2%
$50k – $100k	45.6%	31.4%	29.6%
$100k – $200k	29.1%	25.2%	24.4%
Over $200k	0.0%	7.0%	8.8%

Demographics & statistics

1,233

Population

People per sq mi

39.1

Median age

$94,267

Median household income

$25,358

Per capita income

$221,000

Median home value

Median monthly rent

95.6%

Home ownership

15.0%

Poverty rate

15.7%

Unemployment

374

Housing units

14.0%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

114

15–19

20–24

25–34

35–44

122

45–54

55–59

60–64

106

65–74

75–84

← Male

Female →

Age summary

Group	Count	%
Under 18	303	24.6%
18 and over	930	75.4%
65 and over	260	21.1%
Median age	39.1 years

Race & ethnicity

White 100%

Group	Count	%
White	1,233	100%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	25.3%	36.3%	37.2%
$50k – $100k	45.6%	31.4%	29.6%
$100k – $200k	29.1%	25.2%	24.4%
Over $200k	0.0%	7.0%	8.8%

$15k–$25k 7.0%

$25k–$35k 7.6%

$35k–$50k 15.2%

$50k–$75k 12.0%

$75k–$100k 21.6%

$100k–$150k 25.9%

$150k–$200k 10.8%

Range	% of households
$15k–$25k	7.0%
$25k–$35k	7.6%
$35k–$50k	15.2%
$50k–$75k	12.0%
$75k–$100k	21.6%
$100k–$150k	25.9%
$150k–$200k	10.8%
Median income	$94,267

Housing

Home values

Under $50k 14.0%

$50k–$100k 5.5%

$100k–$150k 14.6%

$150k–$200k 11.9%

$200k–$300k 22.9%

$300k–$500k 26.8%

$500k–$1M 4.3%

Housing overview

Metric	Value
Median home value	$221,000
Median rent / month	$0
Owner occupied	95.6%
Renter occupied	4.4%
Vacant	11.8%
Single-family detached	90.2%
Large apartment buildings	0.0%
Mobile homes	9.8%
Median rooms	6.3
Avg household size (owned)	3.67

Year built

Era	%
2020 or later	0.0%
2010–2019	0.0%
2000–2009	7.5%
1990–1999	14.7%
1980–1989	0.0%
1970–1979	21.9%
1960–1969	8.7%
1950–1959	13.6%
1940–1949	0.0%
1939 or earlier	33.7%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	0.0%
2 bedrooms	23.1%
3 bedrooms	56.0%
4 bedrooms	20.8%
5+ bedrooms	0.0%

Vehicles per household

Vehicles	% of households
No vehicle	2.9%
1 vehicle	20.1%
2 vehicles	41.4%
3 or more	35.6%

Heating fuel

Fuel type	%
Utility gas	36.2%
Electricity	29.7%
Propane / LP gas	30.3%
Fuel oil	3.8%

Households & families

Household type	Count	%
Married-couple family	237	69.1%
Cohabiting couple	0	0.0%
Male householder, no spouse	106	30.9%
Female householder, no spouse	0	0.0%
Households with children under 18	101	29.4%
Households with seniors (65+)	168	49.0%
Average household size	3.59

Marital status

Status	Male	Female
Never married	39.0%	29.0%
Married	45.1%	50.6%
Separated	0.0%	0.0%
Widowed	0.0%	0.0%
Divorced	15.8%	20.4%

Education

Less than 9th grade 1.5%

Some HS, no diploma 1.6%

HS graduate 40.5%

Some college, no degree 23.0%

Associate's degree 19.4%

Bachelor's degree 12.3%

Graduate / professional 1.8%

Metric	%
HS diploma or higher	96.9%
Bachelor's or higher	14.0%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	45	17.6%
Kindergarten	0	0.0%
Elementary school	61	23.9%
High school	149	58.4%
College / grad school	0	0.0%

Employment

Industry of employment

Construction 28.2%

Arts, food & hospitality 21.2%

Finance & real estate 14.8%

Other services 7.3%

Retail trade 5.9%

Transportation & utilities 5.7%

Manufacturing 4.8%

Education & healthcare 4.2%

Wholesale trade 3.3%

Agriculture & mining 2.4%

Public administration 2.2%

Occupation

Category	%
Management, business & arts	27.8%
Service	19.8%
Sales & office	29.7%
Natural resources & construction	12.5%
Production & transportation	10.3%

Employment type

Type	%
Private sector	83.7%
Government	4.9%
Self-employed	11.4%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	92.1%
Carpool	0.0%
Public transit	0.0%
Walk	0.0%
Work from home	7.9%
Other means	0.0%
Avg commute (minutes)	25.9

Poverty

All people 15.0%

Under 18 years 25.1%

18 and over 11.7%

Married-couple families 10.1%

Female-led households 0.0%

Income support

Source	% of households
Social Security	49.0%
Retirement income	24.2%
Supplemental Security	0.0%
Cash public assistance	11.1%
Food stamps / SNAP	15.5%

Health indicators

Condition	%
Obesity	35.3%
High blood pressure	31.6%
High cholesterol	34.0%
Diabetes	9.4%
Heart disease	5.8%
Stroke	2.6%
Asthma	9.4%
Arthritis	25.4%
Kidney disease	2.6%
Pulmonary disease	6.3%
Cancer	6.8%

Behavior / access	%
Smoking	16.0%
Binge drinking	15.6%
No physical activity	22.2%
Less than 7 hrs sleep	30.9%
Depression	17.0%
Fair or poor health	12.3%
Poor mental health	12.1%
Poor physical health	9.0%
No health insurance	10.3%
Visited doctor (checkup)	76.7%
Visited dentist	68.9%
Cholesterol screening	91.2%
Teeth loss	11.3%

Veterans & disability

Veterans	Count	%
Civilian veterans	37	4.0%

Disability	%
Any disability	14.9%
Under 18	0.0%
18–64 years	7.6%
65 and over	51.2%

Health insurance coverage

Type	%
Private insurance	67.9%
Public insurance	36.5%
No insurance	10.3%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,116	90.5%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,233	100.0%
Born in same state	1,233	100.0%
Born in different state	1,115	90.4%
Foreign born	0	0.0%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
Italian	227	18.4%
French	191	15.5%

Ancestry	Count	%
Arab	55	4.5%
Polish	7	0.6%

Technology access

Metric	% of households
Computer access	27.8%
Internet access	88.9%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 61038

What city is ZIP code 61038 in?

ZIP code 61038 is primarily assigned to Garden Prairie, Illinois.

What county is ZIP code 61038 in?

ZIP code 61038 falls within Boone County, Illinois.

Is ZIP code 61038 mostly owner-occupied?

96% of occupied units in ZIP code 61038 are owner-occupied, well above the national average.

Does ZIP code 61038 have a large retiree population?

49% of households in ZIP code 61038 receive Social Security income, suggesting a significant retiree or disability population.

How educated is the population of ZIP code 61038?

14% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

What is the population of ZIP code 61038?

ZIP code 61038 has an estimated population of 1,233 residents, with a density of 29 people per square mile.

What timezone is ZIP code 61038 in?

ZIP code 61038 observes the CST timezone.